Ernest Benjamin, Jr.

Ernest is a seasoned multifamily and healthcare lending professional. In 2021, Ernest helped start Bravo Capital, a HUD lending platform specializing in FHA and bridge lending throughout the United States. Ernest served as the Chief Credit Officer and FHA Chief Underwriter responsible for operational and lending decisions for the platform. He also established and oversaw the rate lock and closing process.

Prior to Bravo, Ernest was a Senior Vice President & a Chief Underwriter within Walker & Dunlop’s FHA Multifamily and Healthcare platform for 12 years. He was responsible for oversight of the loan evaluation and approval process from concept through closing. Over his career, Ernest has personally underwritten and closed more than $500 million in loans including over $200 million of healthcare loans (assisted living and skilled nursing facilities) across the continental U.S.

Ernest has structured and underwritten multiple property skilled nursing portfolios, transportation-oriented developments, Green construction developments, as well as various affordable housing transactions. Ernest was a senior member of the FHA platform which has routinely funded over $1B in loans annually as an industry-leading FHA lender.

Ernest has a B.A. from the College of William and Mary. He also completed the Mortgage Banker Association’s Future Leader Program and  Harvard Business School’s Real Estate Management Program. 

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